Over the past 15 years, my husband and I have accumulated a total of four different retirement accounts. While one account is a 401k through my husband’s current employer, the other three are all managed through the same bank. Continue Reading
We’re trying something new with our extra spending money. My husband and I usually transfer $500.00 each pay period into a separate checking account that we use solely for anything that isn’t savings or a fixed expense. For us this means things like groceries, personal care items, entertainment, eating out, etc. Continue Reading
Fine. I admit it. I’ve been getting $38.00 haircuts ($47.00 after a tip). Until today.
As you probably know by now, I’m trying to find ways to cut back — without suffering — so that my husband and I will be able to achieve financial independence while we’re still young enough to enjoy our freedom. Continue Reading
When my husband’s company significantly raised the premiums on the POS health care plan they offer and introduced an HSA health care plan, I was a little nervous. So far though, I love it. Continue Reading
Last night and tonight I rolled most of the coins from a cup my husband keeps in the drawer of his night stand. I have to say, he was shocked when I told him how much I was able to roll up from the cup. $50.50! Continue Reading
The primary financial goal I’ve been focusing on over the past couple of weeks has been to generate a second source of income in addition to the primary income I receive from my full-time job. In fact, part of the reason for starting this blog is to help me track and share my progress achieving this objective. Continue Reading
It started when I was six. On a weekend trip to J.C. Penney, I begged and pleaded with my parents to buy me a $5.00 stuffed bunny. They, of course, said no — it’s too expensive. If I really wanted it, they said, I could save up my allowance and come back and get it when I had enough to pay for it myself. Continue Reading