Sometimes I don’t want to wait several weeks to get things like mulch for my flower beds or a haircut. Choosing to be dilberate about how we spend our resources means we delay gratification. A lot.
Kirk and I set aside enough each week to pay for necessities like food, gas and personal care items. The amount we allow ourselves every week is always the same.
Some weeks we spend less, and other weeks we spend more — but we always transfer $250 each week to an account.
Did I mention that this is also the account we use for entertainment and clothing purchases? I guess that’s why I’m such a fan of finding free entertainment and keeping a lean and simple wardrobe.
We have four members in our family. Our two young sons grow out of clothing, so they get first dibs on new clothing purchases. Needless to say, Kirk and I have gotten pretty good at making our clothes last as long as possible.
Sometimes it would be so much easier to just buy things as the need or desire arrises. In fact, that’s the way we lived for years. Oh, wait. That’s also how we ended up with nearly $26,000.00 in consumer debt.
Yes, it’s all coming back to me now.
As difficult as it can be to wait to purchase certain items, it’s definitely worth it.
When I’m frustrated that I have to wear my hair in a ponytail because I’m three weeks overdue for a haircut, I take a moment to remember how nice not have debt payments this past year has been.
When I look at my neighbors’ flower beds covered in fresh, black mulch, I try visualize the next financial goal we’re working to achieve (saving enough to pay cash for Kirk’s next car).
Can I wear my hair in a pony tail for a few weeks and put down mulch several weeks later than everyone else? Absolutely!
Even when living with less seems daunting and even a bit eccentric, the big picture still paints a calming and liberating story.
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